You can’t insure old sailboats… right?
Published on February 7th, 2026
Published since 1974, Practical Sailor is the only independent product test report of sailboats, sailing equipment, and gear. In a video by Chief Editor Tim Labute, he discusses getting insurance on older boats:
If you’ve been shopping for a 20, 30, or even 40-year-old sailboat, you’ve probably seen the warnings online: “Insurance won’t touch it.” But is that actually true?
In this video, we break down the real rules behind insuring older sailboats in the United States and Canada. We look at what insurance companies actually care about, why boat age alone is rarely the deciding factor, and how thousands of owners are still insuring older cruising sailboats every year.
Older sailboats are not banned. They’re not obsolete. And they’re still being insured every day, if you understand how the system actually works.




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